Schedule F Accrual Analysis

Agriculture Schedule F Accrual Analysis

At a minimum, most lenders ask borrowers for a balance sheet and a Schedule F tax return each year. The challenge is analyzing these documents to determine credit worthiness. An analysis of Illinois farms found that there is a 66 percent difference between Schedule F cash net income and accrual net income.

So how can you use Schedule F information to make informed loan decisions? FINPACK’s Schedule F Accrual Analysis makes this job easy.

FINPACK’s Schedule F Analysis:

  • Requires only the beginning and ending balance sheets and a Schedule F tax return
  • With a little additional information, FINPACK generates an accrual analysis
  • Spreads the net farm income, financial ratios, and earned net worth change over multiple years
  • Compare individual farm ratios to industry averages

Schedule F Accrual Analysis

FINPACK Agricultural Schedule F Accrual Analysis

FINPACK Agricultural Schedule F Accrual Analysis