Using the UCA Cash Flow for Commercial Analysis

UCA Cash FlowAnalyzing a commercial credit can be challenging. Figuring out how a business is doing when you don’t have a good comparison or even figuring out if the core of the business is providing for the other pieces can make it difficult for you to understand how to analyze the business or structure the loan. Fortunately, FINPACK includes a report in the C & I Business Analysis tool that can be used to help you identify where the cash is being used in the business.

The Uniform Credit Analysis, or UCA Cash Flow, is designed to help you identify where the business’s cash is going and how it is being used. Is it being used to purchase additional inventory or is it being used to purchase equipment? [Read more…]

Learn About the 2017-2018 FINPACK Update

The FINPACK Team is offering online videos and webinars for you and your team to learn about the updates to FINPACK released this past November.  These updates include the new cash flow projection tools and the addition of capital purchases and sales information in the balance sheets.  Details of these updates are found in the video below.

[Read more…]

Cash Flow Projections – Which Projection Tool?

FINPACK - Which Projection Tool Should I Choose?FINPACK now offers 3 types of cash flow projections:  Annual Plan, Monthly Plan, and Monthly Plan with Budgets.  All three tools provide pro forma statements; debt coverage and other ratios; and the ability to complete multi-year plans.  Choosing the projection tool to use depends on the situation.  

[Read more…]