Credit scorecards, the FINPACK advanced training survey, register now for Lender training, and The FINPACK digest is published every month and links to all the FINPACK News post published in the previous four weeks. Want notifications on FINPACK news posts sooner?...
1. Cover Crop Financial Data Profitability The Environmental Defense Fund (EDF) collaborated with the Center for Farm Financial Management (CFFM) to integrate a new data gathering process into FINBIN — the largest publicly-available farm financial database...
Each borrower, be they Ag or Commercial, has their own unique business risks. You also need to know how your entire loan portfolio is positioned to face the volatility of today’s business environment. PRA (Portfolio Risk Analyst) creates a database of your Ag or...
Global Cash Flow Analysis is a widely used financial analysis tool to evaluate more complex borrowers. The Global Cash Flow Analysis tool included in both the Ag and Commercial versions of FINPACK calculates a global debt coverage ratio when commingling the...
In a previous News Post, we looked at some of the ways FINPACK can be customized to meet the unique credit underwriting and analysis needs of your institution, focusing on Collateral Analysis and Risk Ratings. Now, let’s take a look at the ways you can customize...