(800) 234-1111

Burning Through Cash: Navigating the Wild World of Burn Rates

Burn rates help in determining how quickly cash can be “burned up” by a borrower in financial distress. FINPACK cash flow projections provide burn rates for both working capital and earned net worth. This post discusses what burn rates are, why they’re useful,...

7 Important Insights from the 2023 FINPACK Lenders Conference

Blaine Nelson, Senior Economist at Farmer Mac, speaking at the 2023 FINPACK Lenders Conference.  Blaine Nelson, Senior Economist at Farmer Mac discusses the potential impact of higher interest rates on farm enterprises, which kinds of enterprises will be most...

Register Now for the 2023 FINPACK Lenders Conference

Registration is open now for the 2023 FINPACK Lenders Conference, December 13-14 at the Sheraton Bloomington Hotel in Bloomington, MN! Join us for two days of great content! Get the latest updates in ag and commercial lending Listen to our outstanding lineup of...

Which Commercial Analysis Tool is Right for You?

When analyzing a commercial customer using FINPACK Credit Analysis, there are several tools available.  Deciding which tool best fits the analysis needed is important to get the optimal information, in order to reduce risk in the customer credit decision. ...

Profitability & Cash Flow: What’s the Difference and Why is it Important?

Profitability and cash flow are two important business concepts that can be confused by many small business owners. Understanding the difference is crucial since just because a business is profitable, doesn’t necessarily mean it cash flows. Also, a business can have positive cash flows and not be profitable.