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FINPACK Fall 2021 Update – What’s New?

The 2021 FINPACK Credit Analysis update has been released. Each year, we roll out enhancements and additions to the FINPACK Credit Analysis software with the fall release. With updates to Presentations, Detailed Balance Sheets, Cash Flow Projections and of course, the...

Cashflow Planning Resources

Cashflow Planning and creating projections for farm clients can be tedious. How do I create the best cashflow planning for my farm clients? What is a reasonable feed expense for dairy operations? Is the projected cost of production on corn acres in line with...

Profitability vs Cash Flow

Profitability and cash flow are two important business concepts that can be confused by many small business owners. Just because a business is profitable, doesn’t necessarily mean it cash flows. Alternatively, a business can have positive cash flows and not...

Loan refinance in a FINPACK Projection

Refinancing loans is a frequent option to help business owners in need when profits are down, and cash flows are tight. Following the correct loan steps in a FINPACK Projection ensures the Term Debt Coverage Ratio and other repayment capacity measures are correct...

FINPACK Training Announcement

Due to COVID-19, the 2020 FINPACK Training for Lenders will be held virtually. We will hold five sessions over two weeks, with each session covering a specific part of FINPACK Credit Analysis. All sessions will run from 10 a.m. CT until noon each day. The schedule...