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Top 5 Cash Discrepancy Culprits

There are always tricky situations that leave you scratching your head on how to get a customer’s year-end analysis balanced when it comes to cash in and cash out.  Whether you are using the Schedule F Cash to Accrual Analysis or the Financial Analysis (FINAN) there...

PPP Loans and the Impact on Credit Analysis

PPP has been in the news since it was first announced in early April.  The Paycheck Protection Program has been an important tool for small businesses and farmers alike.  Many of you were instrumental in working with customers to secure PPP loans during an...

Which financial analysis tool is best?

FINPACK’s agricultural credit analysis suite of tools includes several options for completing financial analysis on your farm and ranch customers.  These tools help you as a lender look at the past performance of the farming operation when considering the farm’s...

Portfolio Risk Analyst (PRA)

You know your borrowers and their individual business risks. But how is your entire portfolio positioned to face the volatility of today’s business environment? PRA creates a database of your borrowers and generates reports that help you see where the stress...