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Which financial analysis tool is best?

FINPACK’s agricultural credit analysis suite of tools includes several options for completing financial analysis on your farm and ranch customers.  These tools help you as a lender look at the past performance of the farming operation when considering the farm’s...

Profitability vs Cash Flow

Profitability and cash flow are two important business concepts that can be confused by many small business owners. Just because a business is profitable, doesn’t necessarily mean it cash flows. Alternatively, a business can have positive cash flows and not...

Which Commercial Analysis Tool is Right?

When analyzing a commercial customer in FINPACK there are several tools available.  Deciding which tool best fits the analysis needed is important to get the optimal information, in order to reduce risk in the customer credit decision.  The type of business and...