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Loan refinance in a FINPACK Projection

Refinancing loans is a frequent option to help business owners in need when profits are down, and cash flows are tight. Following the correct loan steps in a FINPACK Projection ensures the Term Debt Coverage Ratio and other repayment capacity measures are correct...

Spreadsheets vs. Software

Are you still using spreadsheets to complete the annual credit analysis on your customers?  Do your spreadsheets provide you the best information on a customer’s financial position?  Have your spreadsheets left you with questions related to your bank’s true...

Which financial analysis tool is best?

FINPACK’s agricultural credit analysis suite of tools includes several options for completing financial analysis on your farm and ranch customers.  These tools help you as a lender look at the past performance of the farming operation when considering the farm’s...

2020 National School for Experienced Ag Bankers

The FINPACK Team wants to alert you to an outstanding educational opportunity – the 2020 National School for Experienced Ag Bankers, being held June 22-25 at Black Hills State University in Spearfish, SD. The Center for Farm Financial Management has had a long...

Where did my cash flows go?

“Where did my cash flows go?” This is the panic call FINPACK Tech Support has currently been receiving. As the credit renewal season begins, many users are quickly becoming aware Legacy Projections have been removed from the main file navigation dialog...