FINPACK+ Agriculture

Accurately and efficiently evaluate repayment capacity and risk factors for credit requests of all sizes using data and spreads generated through agriculture credit analysis tools in FINPACK.

FINPACK+ Agriculture is a complete credit management solution that seamlessly integrates loan processes to reduce origination costs, improve compliance, and speed loan approvals.

Agriculture Credit Analysis Tools

FINPACK offers a full range of tools to help you analyze every situation.

Spreading

Quickly enter and spread balance sheets, tax information, or accountant prepared income statements to use in any analysis.
• Detailed and Summary Balance Sheets
• Tax Forms
• Income Statements

Past Performance

Obtain a complete overview of the financial picture of your borrower’s business, as well as a benchmark comparison to industry peers. Use Global Cash Flow analysis to evaluate the strength of customers which have multiple entities, members, and guarantors to analyze.
• Schedule F Accrual Analysis
• Earned Net Worth Analysis
• Global Cash Flow

Loan Tools

Customize your own risk rating models and loan presentation templates, and use FINPACK’s loan tools to evaluate the risk associated with a loan request.
• Collateral Analysis
• Risk Rating
• Credit Decision Scorecard
• Loan Presentation

Projections

Identify Cash Flow needs by developing annual or monthly cash flow projections, including the capability to run multi-year scenarios.
• Annual Cash Flow
• Monthly Cash Flow

Stress Testing

Shock borrower projections, evaluate your portfolio to identify stress points, and identify borrowers who contribute most to portfolio risk.
• Portfolio Risk Analyst (PRA)

FSA Loan Forms

Populate FSA Guarantee Forms from your credit analysis database.

Take a tour

Learn more about how FINPACK’s agriculture credit analysis tools can make your underwriting process more efficient, reliable and accurate.

Learn more

Is FINPACK available as both a web-based and an installed solution?

Yes, both are available. FINPACK+ offers FINPACK’s Ag and/or Commercial underwriting and analysis tools as well as tasks/ ticklers, workflows, documents and credit decisions.

Can we purchase just the Commercial or just the Agriculture tools?

Yes, you can choose either or both Commercial + Agriculture.

How long is the contract for FINPACK for Lenders?

The FINPACK system-wide license for lenders is a one-year annually renewable contract.

What is the cost for FINPACK for Lenders?

FINPACK for lenders is priced based on loan volume. We’ll be happy to provide a quote and/or schedule a demo at your convenience.

How can I learn more about FINPACK for Lenders?

You can schedule a demo or contact us to discuss your needs and parameters.

Are there versions of FINPACK available for non-lenders?

Yes, there are versions of FINPACK for producers, professionals, and educators. You can learn more about these versions here.

Take the next step

Request a demo to see what FINPACK+ can do for your organization.