COVID-19 Response


You’ve probably had a few of these emails hit your inbox recently.  All CFFM staff have moved off-campus to work from home and are trying to balance work and home life like many of you.  We wanted to give you a quick update from the FINPACK support perspective:

1. Emailing tech support at has not changed and is working as usual.

2. Calling tech support at 800-234-1111 between 8:00 am and 4:30 pm Central Time is also working.  Our support staff members are answering this number from home.

3. Since we are all working from home, calling our individual phone numbers will go directly to voice mail.  Leave us a message and we will return your call, or send us an email.  Our staff directory is at

Just like all of you, we’re adjusting as we go.  We are testing our business continuity plan that we hoped never to use and are functioning well.  We appreciate your partnership, your patience, and your trust.  Please let us know if you have any questions or concerns about FINPACK support. 

Be healthy, safe, and well!



FINBIN – What is it and how do I use it?

FINBIN is the national farm financial database.  The site provides financial benchmark information for farm producers, educators, lenders, and other agricultural professionals.  The database summarizes actual farm data from thousands of farmers and ranchers who use FINPACK for their farm business analysis.  All data is aggregated, with queries requiring a minimum number of farms to generate a report. (No individual farm data is available, this is strictly protected.)

Data in FINBIN is contributed by farm management education programs that use FINPACK as their farm business analysis and summary program.  Currently, FINBIN includes data from 13 programs in 12 states. Additional farm business management associations in other states are in the process of preparing data for submission to FINBIN as well. (Learn more about the contributing farm business management programs here.)

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Capital Purchases & Sales – How to enter them efficiently throughout FINPACK

Gathering as much detailed information on the FINPACK balance sheet aids in data transfer throughout the FINPACK software.  Annual capital asset transactions are no different.  Entering capital asset purchase and sales information on the balance sheet allows for efficient and accurate data transfer to the FINPACK Financial Analysis tools.  This includes Schedule F Cash to Accrual, Earned Net Worth Analysis, and the FINPACK Financial Analysis tool (FINAN).  Let’s take a closer look at how this works.

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Top 5 Cash Discrepancy Culprits

Top 5 Reasons for Cash DiscrepanciesThere are always tricky situations that leave you scratching your head on how to get a customer’s year-end analysis balanced when it comes to cash in and cash out.  Whether you are using the Schedule F Cash to Accrual Analysis or the Financial Analysis (FINAN) there are some common culprits to track down cash discrepancies in these tools.
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Spreadsheets vs. Software

Spreadsheets vs Software in Credit AnalysisAre you still using spreadsheets to complete the annual credit analysis on your customers?  Do your spreadsheets provide you the best information on a customer’s financial position?  Have your spreadsheets left you with questions related to your bank’s true risk?  If so, FINPACK Credit Analysis Solutions software is the tool you’ve been looking for! [Read more…]

Which financial analysis tool is best?

The best financial analysis tool for agricultural analysis.

FINPACK’s agricultural credit analysis suite of tools includes several options for completing financial analysis on your farm and ranch customers.  These tools help you as a lender look at the past performance of the farming operation when considering the farm’s annual renewal.  Each of these tools can help evaluate profitability and farm financial performance trends of the operation over time.  FINPACK is a bit like a Swiss army knife, it has lots of tools available.  You choose which of these tools is best for you, your customers, and the credit situation. Let’s take a look at each of these tools and when they are best utilized.

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What’s a fair cropland rental rate?

What is a fair cropland rental rate?

“What should I pay for land rent?”  This is a common question received by lenders and other ag professionals this time of year.  The problem is, there’s no easy answer.  Often times farmers get the response of, “it depends”. 

What if there was a solution to help farmers figure out the answer to this age-old question?  That would be genius, right?  Well, one such solution exists – FairRent

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2020 National School for Experienced Ag Bankers

National School for Experienced Ag Bankers 2020

The FINPACK Team wants to alert you to an outstanding educational opportunity – the 2020 National School for Experienced Ag Bankers, being held June 22-25 at Black Hills State University in Spearfish, SD. The Center for Farm Financial Management has had a long relationship with this school, with our staff serving as part of the teaching team, along with a talented group of seasoned ag bankers.

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FINPACK Training Scheduled

FINPACK Classroom training for Commercial Lending - 2020

The Center for Farm Financial Management (CFFM) is once again offering FINPACK Training for agricultural and commercial lenders. This session will take place on May 6-7, 2020.

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