FINPACK+ Commercial
Generate all the information you need to evaluate commercial credit applications with the powerful, yet simple to use, commercial credit analysis tools in FINPACK. Effectively manage risk and improve efficiency, taking your institution to the next level.
FINPACK+ combines balance sheet and tax return information to evaluate commercial borrowers. Use commercial credit analysis tools to develop financial spreads, complete a global cash flow, or analyze C & I or CRE credits, before finalizing credit decisions with a customized risk rating and loan presentation for commercial credits.
Commercial Credit Analysis Tools
FINPACK offers a full range of tools to help you analyze every situation.
Spreading
Quickly and accurately enter balance sheets, tax information, or accountant prepared income statements to use in any analysis.
• Detailed and Summary Balance Sheets
• Tax Forms
• Income Statements
Past Performance
Obtain a complete overview of the financial picture of your borrower’s business, as well as a benchmark comparison to industry peers.
• C&I Business Analysis
• Commercial Real Estate (CRE) Analysis
• Global Cash Flow Analysis
• RMA Comparison
Loan Tools
Customize your own risk rating models and loan presentation templates, and use FINPACK’s loan tools to evaluate the risk associated with a loan request.
• Collateral Analysis
• Risk Rating
• Credit Decision Scorecard
• Loan Presentation
Projections
Identify Cash Flow needs by developing annual or monthly cash flow projections, including the capability to run multi-year scenarios.
• Annual Cash Flow
• Monthly Cash Flow
Stress Testing
Create a database of borrowers and generate reports highlighting stress points during market condition changes.
• Portfolio Risk Analyst (PRA)
Take a tour
Learn more about how FINPACK’s commercial credit analysis tools can make your underwriting process more efficient, reliable and accurate.
Learn more
Is FINPACK available as both a web-based and an installed solution?
Can we purchase just the Commercial or just the Agriculture tools?
How long is the contract for FINPACK for Lenders?
What is the cost for FINPACK for Lenders?
FINPACK for lenders is priced based on loan volume. We’ll be happy to provide a quote and/or schedule a demo at your convenience.
How can I learn more about FINPACK for Lenders?
Are there versions of FINPACK available for non-lenders?
Yes, there are versions of FINPACK for producers, professionals, and educators. You can learn more about these versions here.
Take the next step
Request a demo to see what FINPACK+ can do for your organization.