2019 National School for Beginning Ag Bankers

The FINPACK Team wants to alert you to an outstanding educational opportunity – the 2019 National School for Beginning Ag Bankers, being held June 24 – 27 at Black Hills State University in Spearfish, SD. CFFM has had a long relationship with this school,...

Cash Flow Planning Tools

Putting together cash flow projections for farm clients can be tedious at times.  What is a reasonable feed expense for dairy operations?  Is the projected cost of production on corn acres in line with peers?  These are a few of the questions lenders and other...

Farm Incomes Take Another Dip in 2017

Minnesota farmers experienced their fifth consecutive year of low profitability in 2017. The median farm earned $28,551, down slightly from just over $36,000 in 2016.  Declines in farm income were largely driven by low profits and losses for cash crop farms, while...

2018 National School for Experienced Ag Bankers

The FINPACK team wants to alert you to an outstanding educational opportunity – the 2018 National School for Experienced Ag Bankers, being held June 25 – 29 at Black Hills State University in Spearfish, SD. CFFM has had a long relationship with this...

Why Do Accrual Adjustments Matter?

Updated January 2026 Every business needs cash to meet its financial obligations, but how much cash a farm generates is not a very good indicator of how the business is performing.  One of the main reasons is cash basis taxation because filing taxes based on cash...