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Profitability & Cash Flow: What’s the Difference and Why is it Important?

Profitability and cash flow are two important business concepts that can be confused by many small business owners. Understanding the difference is crucial since just because a business is profitable, doesn’t necessarily mean it cash flows. Also, a business can have positive cash flows and not be profitable. 

2023 National School for Experienced Ag Bankers

The FINPACK Team wants to draw your attention to an excellent educational opportunity this summer – the 2023 National School for Experienced Ag Bankers.  The Center for Farm Financial Management has had a long relationship with this school, and our...

How to Use Portfolio Risk Analyst in FINPACK+

Each borrower, whether Ag or Commercial, has their own unique business risks, but as a lender, you also need to know how your entire loan portfolio is positioned to face the volatility of today’s business environment. For FINPACK+ users, PRA (Portfolio Risk Analyst)...