Planning for Volatility

Using shocks to debt coverage can be a useful tool during volatile times when completing a cash flow projection. In today’s marketplace, both your agricultural and commercial clients are continually facing volatility, with swings in income, expenses, and even interest...

2022 FINPACK Lenders Conference

The 2022 FINPACK Lenders Conference will be held in-person in 2022. Conference Information Date: December 13-14, 2022Location: Radisson Blu Mall of America – Bloomington, MN Dr. David Kohl returns to the FINPACK Lenders Conference + a full lineup of speakers. We...

How to develop financial statements and what to do with them

Farmers prefer to spend their time in the tractor or barn… and less time to develop financial statements. Because of this, many farmers and ranchers struggle when preparing financial records for their businesses. Here are two questions we often hear from farmers...

Advanced FINPACK Credit Analysis Training

Would Advanced FINPACK Training be useful to you and/or your Team? We are looking for your thoughts on training topics, modality, timing, and more. Please complete our survey to offer your feedback. Take Our Brief Survey As a reminder, the FINPACK Team is always...

In challenging 2021, Minnesota farmers’ bottom line improves

Minnesota farms saw continued financial improvement in 2021, despite the drought conditions that affected much of the state during the production year. Crop yields were near trendline even with the difficult growing conditions. With strong prices throughout the year...