FINPACK+

Simplify how you work.

Seamlessly integrate loan processes to reduce origination costs,
improve compliance, and accelerate approvals with FINPACK+,
a complete credit management solution.

Learn moreRequest a demo
;

FINPACK+ Credit Management Solution

Choose the FINPACK tools for your specific underwriting needs or opt for a combined license for both Agriculture and Commercial.

Two business colleagues at a meeting.

FINPACK+ Agriculture & Commercial

With our Agriculture and Commercial license, you have access to our full range of tools to help you develop spreads for both Ag and Commercial loans with specific analysis tools for each type of credit. Whether you’re evaluating CRE, C&I or Ag operating loans, the full suite of FINPACK tools has you covered.

Rearview shot of a male farmer and his two young kids on their farm.

FINPACK+ Agriculture

For agriculture, FINPACK offers a full range of tools to help you analyze every situation. Use FINPACK to develop financial spreads, cash flow projections, collateral analysis, risk rating and much more. Benchmark borrowers to peer farms using FINBIN, the largest farm financial database in the world.

Portrait of a young man and woman holding up an open sign in their store.

FINPACK+ Commercial

Commercial credit analysis tools in FINPACK use balance sheet and tax return information to evaluate commercial borrowers. Use FINPACK to develop financial spreads, complete a global cash flow, or analyze C&I or CRE credits. Finalize credit decisions with a customized risk rating and loan presentation for commercial credits.

Used by lenders for over 40 years, FINPACK sets the industry standard for superior tools, training and technical support.

FINPACK Training Opportunities

Join us in-person and online, for Commercial and Ag focused FINPACK trainings.

A group of four mature lenders sit together at a long desk, each with note books and laptops out in front of them as they take notes during a training.

In-person Training for Ag Lenders

Dates: May 20-21
Location: Ruttan Hall, University of Minnesota
Cost: $450

Two days of practical, hands-on training focused on credit analysis of agricultural businesses, covering everything from data input and interpretation to credit analysis tools like risk rating and presentations.

Learn more
A man typing on keyboard with two screens in front of him. One is of an online business videoconferencing and the other has a spreadsheet pulled up.

Training for Commercial Lenders

Dates: Coming Soon – Fall 2026

Hone your skills in FINPACK’s commercial credit tools with this virtual training. Led by the software’s creators, this course covers everything from data input to powerful risk rating and presentation tools, helping you master the art of FINPACK credit analysis.

Young woman with headphones looking at laptop screen while taking notes.

Advanced Training Webinar Series

Our webinar series designed to enhance your skills and value as a lender using FINPACK. We explore advanced credit analysis techniques to help you better understand your customers’ financial health and navigate tough situations.

Access the Recordings

What sets us apart?

Expertise
The FINPACK team brings together economists, analysts, developers and former lenders with the knowledge, expertise, and skills needed to craft the credit analysis tools your team needs. With more than 40 years experience in the field of credit analysis, FINPACK has the insights and understanding needed to navigate the complexities of credit analysis.

Support
We are proud of our commitment to customer care. From implementation and initial training through ongoing and comprehensive support throughout the life of your license, we are committed to ensuring your needs are at the forefront of our mission.

Value
Our goal is to offer the most cost-effective solution on the market. Our customers are cost-conscious, and the value FINPACK offers reflects that. Our tools are cost-effective, competitively priced, and designed to fit your budget. FINPACK pricing is comprehensive and transparent with no hidden extras or fees.

Learn more

Is FINPACK available as both a web-based and an installed solution?

Yes, both are available. FINPACK+ offers FINPACK’s Ag and/or Commercial underwriting and analysis tools as well as tasks/ ticklers, workflows, documents and credit decisions.

Can we purchase just the Commercial or just the Agriculture tools?

Yes, you can choose either or both Commercial + Agriculture.

How long is the contract for FINPACK for Lenders?

The FINPACK system-wide license for lenders is a one-year annually renewable contract.

What is the cost for FINPACK for Lenders?

FINPACK for lenders is priced based on loan volume. We’ll be happy to provide a quote and/or schedule a demo at your convenience.

How can I learn more about FINPACK for Lenders?

You can schedule a demo or contact us to discuss your needs and parameters.

Are there versions of FINPACK available for non-lenders?

Yes, there are versions of FINPACK for producers, professionals, and educators. You can learn more about these versions here.

“Using FINPACK’s easy-to-read reports helps us build and strengthen relationships with our customers.”

-Dinese Watson, Merchants Bank of Indiana

News + Insights

Navigating Loan Refinancing in an Annual FINPACK Projection

Feb 12, 2026

In an era of fluctuating interest rates and evolving market conditions, refinancing remains a critical tool for business owners and agricultural producers alike. Whether the goal is to improve liquidity, capture more favorable terms, or restructure debt during periods...