It’s that time of year again, when you’re going to need information from your producers and ranchers as you work on getting those operating loans sorted out and annual reviews completed. In an ideal world, your customer would provide you with all of the... FINBIN is a large and accessible national farm financial and production database. The site provides benchmark information for lenders as well as farm producers, educators, and other agricultural professionals. Lenders can use FINBIN to compare a farm... FINPACK’s Cash Flow Projection tool is a solid choice for estimating how a business might perform under typical conditions. But when you need to dig deeper and understand what’s really driving results, a C&I Business Analysis offers a more detailed view.... Picture this – a customer sends you all of their financial statements so that you can start working on their loan renewal or a separate loan request. As you sit down to start reviewing what they’ve sent you, is it a symphony of beautiful instruments coming together or... While October is recognized as Financial Planning Month, many of your agricultural clients are understandably focused on the Fall harvest. Yet, in today’s modern farm environment – where production spans the entire year due to specialty crops, high tunnels, and... Every borrower, from agricultural producers to commercial businesses, faces unique risks. It’s essential to understand how your overall loan portfolio is positioned to withstand the volatility of the current business environment. PRA (Portfolio Risk Analyst)... 