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FINPACK Digest – May 2022

1. Cover Crop Financial Data Profitability The Environmental Defense Fund (EDF) collaborated with the Center for Farm Financial Management (CFFM) to integrate a new data gathering process into FINBIN — the largest publicly-available farm financial database...

How To Use Tasks To Speed Up Credit Decisions

Speeding up the credit decision process is vital. While striving to be as methodical and rigorous as possible in their evaluation of every loan request received, lenders need to get to a decision in as timely a fashion as possible. Using a coherent...

How to Use Portfolio Risk Analyst (PRA)

Each borrower, be they Ag or Commercial, has their own unique business risks. You also need to know how your entire loan portfolio is positioned to face the volatility of today’s business environment. PRA (Portfolio Risk Analyst) creates a database of your Ag or...

FINPACK Digest: April 2022

From April: FINPACK Credit Analysis Tools for commercial customers, an overview of Global Cash Flow Analysis, celebrating ICBA Community Bank Month, and training workshops update. 1. FINPACK Credit Analysis Tools for Commercial Customers FINPACK offers credit analysis...

How to use Global Cash Flow Analysis

Global Cash Flow Analysis is a widely used financial analysis tool to evaluate more complex borrowers. The Global Cash Flow Analysis tool included in both the Ag and Commercial versions of FINPACK calculates a global debt coverage ratio when commingling the...