Understanding Cross-Collateralization in FINPACK

In complex agricultural or commercial lending, a single asset often secures multiple loans across different collateral analysis groups. The use of cross-collateralizing an asset across multiple credit analysis groups can lead to “double-counting” or...

Advanced Training Webinar Series

Thank you to everyone who attended our FINPACK Advanced Training Webinars series over the past few weeks. We hope you found the topics useful and interesing. If you registered for some or all of the sessions, you now have access to recordings of all the webinars....

Helpful Resources for Collecting Customer Information

It’s that time of year again, when you’re going to need information from your producers and ranchers as you work on getting those operating loans sorted out and annual reviews completed. In an ideal world, your customer would provide you with all of the...

FINBIN: The Premiere Benchmarking Tool for Lenders

FINBIN is a large and accessible national farm financial and production database.  The site provides benchmark information for lenders as well as farm producers, educators, and other agricultural professionals.  Lenders can use FINBIN to compare a farm...