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Profitability & Cash Flow: What’s the Difference and Why is it Important?

Profitability and cash flow are two important business concepts that can be confused by many small business owners. Understanding the difference is crucial since just because a business is profitable, doesn’t necessarily mean it cash flows. Also, a business can have positive cash flows and not be profitable. 

Register Today for FINPACK Lender Training

Registration is open now for the next in-person FINPACK Lender training on May 2nd & 3rd on the University of Minnesota, St. Paul campus. Covering all the components of FINPACK and with a focus on credit analysis of both agricultural and commercial...

New and Improved: Financial Ratios in FINPACK

This post highlights the updated financial ratios in FINPACK. The ratio updates are based on the recent updates to the Farm Financial Standards Council’s Financial Guidelines for Agriculture. The 2022 release of the Farm Financial Standards Council’s...

FINPACK News – November Digest

The FINPACK Lenders Conference is around the corner, the FINPACK 2022 update is live including new monthly Commercial Cash Flow capabilities, and the FINPACK team at the ABA Ag Bankers conference in Omaha! Register Now for the FINPACK Lenders Conference...